About Us

About Our Firm

For more than 18 years, Carter Tax & Financial, Inc. has been providing quality, personalized income tax and personalized financial guidance to individuals and businesses.  Our expertise ranges from basic tax management, bookkeeping and payroll services to more in-depth services such as tax audits, trust administration, financial statements, and financial planning.

Carter Tax & Financial, Inc. is one of the leading firms in and throughout San Diego County. By combining our expertise, experience and the team mentality of our staff, we assure that every client receives the close analysis and attention they deserve. Our dedication to high standards, hiring of seasoned tax professionals, and work ethic is the reason our client base returns year after year.

Our Mission

Our mission is to help clients maintain financial viability in the present, while taking a proactive approach to achieve future goals. This requires open communication to reach an understanding of our clients’ needs through research and sound analysis. Carter Tax & Financial, Inc. is dedicated to meeting these goals with high standards of excellence and professionalism. We have been a staple of the area’s business community for years, and pride ourselves on the level of esteem we have earned.

Our dedication to hard work has earned the respect of the business and financial community in and around the area. We believe this to be a direct derivative of our talent and responsiveness to our client base. Whether you are a current or prospective client, rest assured that individuals and businesses who choose Carter Tax & Financial, Inc. receive competent and timely advice.

Our Team:

Thomas Carter, EA
Tom is an Enrolled Agent (licensed to represent taxpayers before Internal Revenue Service) with over 25 years of income tax preparation experience.

Marc Lord, CFP, EA
Marc is a Certified Financial Planner as well as an Enrolled Agent with over 15 years of financial services and income tax preparation experience.

Ruth Carrasquillo, EA
Ruth is an Enrolled Agent with over 18 years of income tax preparation experience.

Rose Carter, CTEC
Rose has her California Tax Education Council license with over 21 years of tax preparation experience.

Elsa Tovar, EA
Elsa is an Enrolled Agent with over 5 years of tax preparation experience.

Barbara Olson
Barbara is our bookkeeping and payroll specialist with over 10 years of experience.